Privacy Policy
Last updated: September 14, 2026
CNJ Advisory Services, LLC, doing business as LumaPath Consulting (“LumaPath,” “we,” “us,” or “our”), respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect personal information when you visit https://www.lumapathconsulting.com, contact us, communicate with us, or use our consulting services.
By using our website or providing personal information to us, you acknowledge the practices described in this Privacy Policy.
1. Information We Collect
We may collect personal information that you voluntarily provide to us when you contact LumaPath, request information, schedule a conversation, engage our services, or otherwise communicate with us. This information may include your first and last name; email address; telephone or mobile number; mailing address, city, state, province, ZIP or postal code; and information you choose to provide in an inquiry, consultation request, or other communication with us.
We may also automatically receive limited technical information when you visit our website, such as your Internet Protocol address, browser type, device type, operating system, pages visited, access times, and other diagnostic or usage information.
2. How We Use Your Information
We may use personal information to operate and maintain our website, respond to inquiries, communicate with prospective and current clients, schedule meetings or consultations, provide consulting services, administer our business relationship with you, fulfill contractual obligations, maintain the security and integrity of our systems, comply with applicable laws and legal obligations, and improve our website and services.
We may contact you by email, telephone, SMS, or another communication method when appropriate in connection with an inquiry, appointment, service, or existing business relationship.
We do not currently operate an email newsletter or website-based email marketing subscription program. If we add one in the future, we may update this Privacy Policy and provide any notices or consent mechanisms required by applicable law.
3. Text and SMS Messaging
You may have the option to consent to receive text messages from LumaPath Consulting. If you opt in to SMS communications, we may collect and maintain your mobile telephone number, the date and method of your consent, and information necessary to send and manage text messages.
Text messages from LumaPath may relate to inquiries, appointments, consulting services, customer support, scheduling, follow-up communications, and other informational business communications. Consent to receive text messages is not a condition of purchasing or using our services.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information may be shared with service providers or subcontractors only as necessary to support services such as customer service or the technical delivery of text messages. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with third parties.
Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out of future messages. Reply HELP for assistance or contact us at info@lumapathconsulting.com. Wireless carriers are not responsible for delayed or undelivered messages.
4. Cookies and Similar Technologies
Our website may use cookies or similar technologies that are necessary to operate, secure, and maintain the website. We do not currently use the website for behavioral advertising or targeted advertising. If we add analytics, advertising technologies, or other tracking tools in the future, we may update this Privacy Policy and provide additional notices or choices where required by law.
You can control certain cookie settings through your web browser. Disabling cookies may affect the operation of some websites or website features.
5. How We Share Personal Information
We do not sell your personal information. We may disclose personal information to service providers that perform services on our behalf, such as website hosting, communications, technology support, scheduling, business administration, or text-message delivery. These providers may use information only as necessary to perform services for us and subject to applicable contractual and legal obligations.
We may also disclose information when reasonably necessary to comply with applicable law, respond to lawful requests from courts or government authorities, protect our rights or property, investigate suspected fraud or wrongdoing, protect the safety of individuals, or defend against legal claims.
If LumaPath or substantially all of its assets are involved in a merger, acquisition, financing, restructuring, sale, or similar business transaction, personal information may be transferred as part of that transaction. We may also disclose personal information when you direct us to do so or otherwise provide your consent.
6. Retention of Personal Information
We retain personal information only for as long as reasonably necessary for the purposes for which it was collected, including providing services, maintaining business records, complying with legal and tax obligations, resolving disputes, and enforcing agreements. Retention periods may vary depending on the type of information, the nature of our relationship with you, and applicable legal requirements.
When personal information is no longer reasonably necessary, we may delete, anonymize, or securely dispose of it, subject to legal requirements and reasonable backup or archival practices.
7. Security of Personal Information
We use commercially reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, misuse, or loss. However, no Internet transmission, electronic storage system, or security measure can be guaranteed to be completely secure. Accordingly, we cannot guarantee the absolute security of personal information.
8. Your Privacy Choices and Rights
Depending on where you live and the laws that apply to you, you may have rights relating to your personal information, including the right to request access to, correction of, or deletion of personal information we maintain about you.
You may contact us to submit a privacy request. We may need to verify your identity before fulfilling certain requests, and some information may need to be retained where required or permitted by law. You may withdraw consent where our processing is based on consent, subject to applicable legal limitations. For SMS communications, you may opt out at any time by replying STOP.
9. Do Not Track and California Privacy Disclosures
Some web browsers provide a “Do Not Track” or similar setting that allows users to express a preference regarding online tracking. Our website does not currently respond to Do Not Track browser signals. You may use your browser or device settings to manage certain privacy and tracking preferences.
10. Children’s Privacy
Our website and services are intended for businesses and adults and are not directed to children. We do not knowingly collect personal information from children under the age of 16. If we learn that personal information from a child under 16 has been collected without appropriate authorization, we will take reasonable steps to delete it. A parent or guardian who believes a child has provided personal information to us may contact us using the information below.
11. Links to Other Websites
Our website may contain links to websites or services operated by third parties. We are not responsible for the privacy practices, security, content, or policies of third-party websites. We encourage you to review the privacy policy of any third-party website you visit.
12. Transfers and Processing of Information
Personal information may be processed in the United States and in other locations where our service providers operate. Where applicable law requires protections for transfers of personal information between jurisdictions, we will take reasonable measures designed to provide appropriate safeguards.
13. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our business practices, technology, legal requirements, or services. When we make changes, we will post the revised Privacy Policy on our website and update the “Last updated” date at the top of the policy. We encourage you to review this Privacy Policy periodically.
14. Contact Us
If you have questions about this Privacy Policy or would like to make a privacy-related request, you may contact:
CNJ Advisory Services, LLC dba LumaPath Consulting
8735 Dunwoody Place, Suite R
Atlanta, GA 30350
Email: info@lumapathconsulting.com
Phone: 404-850-7737
Website: https://www.lumapathconsulting.com
Terms & Conditions
SMS Messaging Terms
By providing your mobile number and opting in to receive text messages from LumaPath Consulting, you agree to receive informational messages related to inquiries, appointments, services, and other business communications. Message frequency varies. Message and data rates may apply. Reply HELP for assistance or contact info@lumapathconsulting.com. Reply STOP at any time to opt out of future messages.